Several types of mortgages are available, a repayment mortgage where you make regular repayments reducing the capital and interest. Or alternatively an interest only mortgage up to 10 years, which will revert to a capital and interest loan thereafter.

Interest rates will generally be variable. You can apply for a mortgage on either an individual or joint basis with up to three other parties.

If the new home you wish to buy is still under construction, the builder may require the cost of the property to be paid in stage payments, which can be accommodated .

Our client services

Winkworth Portugal is pleased to inform all their clients that we now provide a one stop solution to the acquisition of your dream home in Portugal.
Through our specialist financial advisers we are able to offer you professional assistance and guidance to financing your home. We can provide the following facilities:

- Interest only mortgages
- Fixed interest mortgages
- Repayment mortgages
- Stage payment mortgages
- Re-mortgages
- Home improvement loans
- Foreign exchange
- Generic property tax advice

We will locate the most appropriate and cost effective mortgage scheme for your specific requirements by using our extensive partnerships which we have established. We will also offer the following services:

 Assist you in the processing of all necessary paper work and liaise with all parties involved in the purchasing process (estate agent/lawyer/mortgage provider/ insurance company).

 Supply you with a breakdown of the associated mortgage costs from the appointed lending institution and the related property taxes you would incur on the purchase.

 Provide you with a mortgage affordability spreadsheet and a tracking service, whereby we will inform you, at what stage of the process your mortgage application is.

 Present you with an ‘investment return spread sheet’ on the property you intend to buy; this will give you an idea of the percentage return you may expect to receive should you wish to rent out your property.

For further information please contact us directly on 00351 916 130 441 or e-mail us at finance.portugal@winkworth.com .<